Practical, honest writing about money in the Netherlands — no affiliate rankings, no "10 tips" filler.
Premium, eigen risico, extra cover and what you paid yourself: in a worked example over €800 more than the premium. How to find your number, with the dates to switch.
GuideYour bank export is just date, description and amount — no categories. How automatic categorization actually works, what it can't do, and how to try it free on your own statement in under a minute.
GuideReal 2026 Belastingdienst brackets, heffingskortingen, zorgtoeslag and box 3 rules -- with worked examples and a free downloadable spreadsheet with the formulas built in.
GuideMuntLab doesn't link to your bank, so you export a statement instead of it syncing itself. Exactly where to find the download button in ING, ABN AMRO, Rabobank, SNS, ASN, Triodos, Knab, bunq, Revolut and N26, so it takes seconds, not minutes.
ComparisonDyme is genuinely good at finding forgotten subscriptions -- but it needs your bank account linked. An honest look at when MuntLab is a better fit, and when it isn't.
ComparisonDyme, Spendee, MijnGeldzaken, YNAB, Lunch Money, your bank's own app, or MuntLab? A straight, feature-by-feature comparison — including the one trade-off nobody else mentions.
SavingsThe average Dutch household saved 17.3% of its income in 2025, per CBS. Here's what that number actually means, how it's calculated, and how to find your own in under a minute.